YouVest Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING OUR WEBSITE

YouVest, LLC ("YouVest," "we," or "us") provides its website, YouVest, located at https://youvest.ai (collectively with all other websites, mobile applications, and services operated by or on behalf of YouVest, LLC, the "Site"), to you, an individual user ("you"), for your personal use, subject to compliance with the terms and conditions set forth herein.

1. Agreement to Terms

By accessing or using the Site, you agree to be bound by these Terms of Use (the "TOU"). If you do not agree with the TOU and YouVest's privacy policy, please refrain from using the Site or any information contained herein.

You affirm that you are at least 18 years old, as the Site is not intended for individuals under the age of 18. If YouVest becomes aware that a registered user is under 18, we will terminate that user’s account.

2. Modifications to the TOU

We reserve the right to:

  • Modify the terms and conditions of the TOU at any time;
  • Change or discontinue any aspect of the Site, including the removal of any content or feature; or
  • Impose fees, charges, or other conditions for use of the Site or parts thereof, with reasonable notice.

Any changes to the TOU will be effective immediately upon posting on the Site. By continuing to use the Site after such changes are posted, you accept the modified TOU. We encourage you to review the TOU regularly to stay informed of any updates.

3. Securities Disclaimer

The content on the Site does not constitute a recommendation for any security, portfolio of securities, transaction, or investment strategy. The information provided is not tailored to the investment needs of any specific individual. You understand that investing in any security involves risks, and you should not make any investment decisions based solely on the content on the Site.

The Site may include opinions on securities that could differ from those presented in other content on the Site. The views expressed may not reflect those of YouVest as a whole. We require our employees to disclose any financial interests in securities they discuss on the Site. However, non-employees, including outside bloggers or other content contributors, may not be subject to such disclosure policies.

Performance data provided on the Site is based on sources believed to be reliable, but there is no guarantee of its accuracy or completeness. Past performance is not indicative of future results, and any investment carries the potential for loss.

4. No Professional Advice

The content on the Site is for informational purposes only and does not constitute tax, legal, insurance, or investment advice. The Site does not offer any personalized investment advice or recommendations. You are solely responsible for evaluating the merits and risks associated with any information on the Site before making any investment decisions. Consult a qualified advisor for specific legal or tax advice.

5. Intellectual Property and Use of Content

The Site and its content, including but not limited to text, documents, articles, software, graphics, photos, videos, interactive features, services, and User Submissions (as defined below), are protected by copyright, trademark, and other intellectual property laws. You may access and use the content solely for your personal, non-commercial use. Downloading or printing content for personal use is permitted, provided that all copyright and other proprietary notices are retained. You do not acquire any ownership rights by using the Site.

6. User Conduct

You agree not to use the Site for any unlawful purposes or in any manner that could harm or disrupt the Site or any other user's use of the Site. Prohibited actions include, but are not limited to:

  • Hacking or defacing any portion of the Site;
  • Using the Site to transmit any harmful or malicious code;
  • Harvesting or collecting information about other users without their consent;
  • Engaging in any activity that violates applicable laws or regulations.

7. User Submissions and Conduct

When you post any User Submission on the Site, you agree to:

  • Contribute positively and substantively to discussions;
  • Grant YouVest a royalty-free, perpetual, worldwide, irrevocable, non-exclusive right to use, reproduce, modify, and distribute your User Submissions;
  • Disclose any financial interests in securities discussed in your User Submissions.

YouVest reserves the right to monitor, edit, or remove any content posted on the Site at its discretion.

8. Performance Data and Investment Risks

You understand that performance data is supplied by sources believed to be reliable, that the calculations therein are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete. YouVest makes no representations regarding third-party content, nor is YouVest liable for third-party content.

Before selling or buying any investment, you should consult with a qualified broker or other financial professional to verify pricing information.

To the extent any of our trading services involve a model portfolio or an actual portfolio of investments, such portfolio of investments is chosen in accordance with the stated investment strategy. Your actual results may differ from results reported for the portfolio for many reasons, including, without limitation:

  • Performance results for the portfolio do not reflect actual trading commissions that you may incur;
  • Performance results for the portfolio do not account for the impact, if any, of certain market factors, such as lack of liquidity, that may affect your results;
  • The investments chosen for the portfolio may be volatile, and server, delivery delays, and other factors may cause the price you obtain to differ substantially from the price at the time of the alert;
  • You may not have the capital to trade as frequently as the portfolio;
  • The size and timing of a subscriber’s purchase or sale of a stock may affect the price of the stock.

Certain of our products may contain a model portfolio that provides investment ideas and/or information regarding investments. Each product is available for informational purposes only. The information, research, and opinions contained in our products have been obtained or derived from sources believed to be reliable, but we cannot guarantee its accuracy and completeness nor the opinions based thereon. You should not rely solely upon the research herein for purposes of transacting securities or other investments, and you are encouraged to conduct your own research and due diligence, and to seek the advice of a qualified securities professional before you make any investment. None of the information contained in our products constitutes, or is intended to constitute, a recommendation by us of any particular security or trading strategy or a determination by us that any security or trading strategy is suitable for any specific person. Investing in the stocks chosen in any of YouVest's products is risky and speculative. Trading in any security can result in immediate and substantial losses of the money invested. It is recommended that you only invest funds that are not allocated for other purposes, such as retirement savings, student loans, mortgages, education, or debt reduction.

9. Disclaimer of Warranties

The Site and its content are provided "as is" without any warranties of any kind, either express or implied. YouVest disclaims all warranties, including but not limited to warranties of title, non-infringement, merchantability, and fitness for a particular purpose.

10. Limitation of Liability

YouVest and its affiliates shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of the Site, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Site is to stop using it.

11. Indemnification

You agree to indemnify and hold harmless YouVest, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, costs, or expenses arising out of your use of the Site or violation of the TOU.

12. Termination

YouVest may terminate your access to the Site at any time, with or without cause or notice, for conduct that violates these TOU or is otherwise harmful to the interests of another user, YouVest, or its affiliates.

13. Governing Law

The TOU and your use of the Site are governed by the laws of the State of New York, without regard to its conflict of laws principles. Any disputes arising under or in connection with the TOU shall be subject to the exclusive jurisdiction of the federal and state courts located in New York.

14. Miscellaneous

If any provision of the TOU is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. No waiver of any term of the TOU shall be deemed a further or continuing waiver of such term or any other term. The TOU constitute the entire agreement between you and YouVest regarding the use of the Site.

For questions or comments regarding these Terms of Use, please contact us at info@youvest.ai.

Made in New York 🇺🇸

YouVest is a publisher. YouVest is not a licensed securities dealer, broker or US investment adviser or investment bank. No content constitutes a recommendation that any particular investment, security, portfolio of securities, transaction, investment strategy or signal is suitable for any specific person. Please consult with a qualified advisor before making investment and trading decisions. Trading contains substantial risk and is not for every investor. If you cannot afford to lose money, our signals may not be right for you. Past performance is no guarantee of future results - any investment carries a potential for loss. YouVest does not take account of your objectives or your financial situation and YouVest does not offer any personalized investment or trading advice.

*Performance results on YouVest are simulated from algorithmic backtests, and come with inherent bias and drawbacks. For information on the performance calculation and methodology of YouVest visit our Backtest Fundamentals section.